Your home is probably the most expensive purchase you will make in your lifetime. To protect this important asset, you want to ensure you have the best homeowners insurance policy in place – with the highest level of protection – at a reasonable price. Your mortgage holder will, in most cases, require you to have this insurance, but you have options. At Shelby County Farmers Mutual Insurance Association in Harlan, Iowa, we work with our local clients to identify the homeowners insurance policy that will best protect you in a wide range of unexpected events.
When life throws you a curveball and your home is damaged, your homeowners policy will suddenly become extremely important. Most people have not taken the time to read the small print on a policy, and even if they try, the legalese can be difficult to understand. At Shelby County Farmers Mutual Insurance Association, we do the heavy lifting for you. We explain what the policy means in plain language, and how one policy may be better than another.
For example, will your personal possessions be replaced? Are you protected against vandalism or theft? Will you have access to funds for accommodations if your home has become unlivable? What if someone was to get hurt on your property? How much will you be paying out-of-pocket for your deductible? Let one of our local agents work closely with you to find the best homeowners insurance plan to suit your individual needs.
You may have other structures such as a boat dock or tool shed that needs to be protected. There are many different types of coverages on a homeowners policy, and it’s crucial that you understand all aspects of your policy.
Protect your greatest investment with a homeowners policy that makes sense. Call today and speak with one of our friendly staff to schedule an appointment at a time that is convenient for you. We are always happy to review your current homeowners insurance policy and help you discover whether there is better coverage available at a lower cost. It is nice to know you have a local agent to call whenever you need help. We live and work right here in Harlan, and are always only a phone call away when you need us.