Business owners in the Harlan area face challenges every day but gain great satisfaction in what they do. Typically, a small or medium-sized business requires the owners to work long hours, wear multiple hats, and are key to the continued growth and success of the enterprise. Business owner's policy insurance is a program that allows these businesses to get the coverage they need, bundled together for affordability and simplicity.
A combination policy, or BOP (business owner’s policy), combines several coverages to simplify and streamline the process of avoiding risk. These policies typically combine property and general liability coverage and are very practical for small businesses.
Commercial business owner's policy insurance is appropriate for larger or more complex business operations, as these policies provide a wider scope of insurance options as well as higher limits. At Shelby County Farmers Mutual Insurance Association in Harlan, Iowa, our skilled team of agents is always on-call to assist our local business owners with getting the full insurance protection they need to protect against risk. Every enterprise is different and has unique insurance needs. Our team can review your current policies to determine if you have adequate coverage.
New insurance products may come on the market with higher levels of protection at a lower cost, and we seek out what we consider to be the best business owner’s insurance policies for local businesses. As business owners ourselves, we know how much the bottom line matters. Call us for the help you need.